Contractors Insurance in Chattanooga, Cookeville, and Hixson, TN
Running a contracting business means managing job sites, crews, equipment and timelines, often all at once. Contractors in Chattanooga, Cookeville, and Hixson, TN face different exposures every day, and having the right insurance policies in place can keep your business moving forward when something goes wrong.
What Policies Should I Have?
Depending on your circumstances, our agents may recommend the following:
- General liability insurance: This can cover third-party claims of bodily injuries or property damage filed against your business.
- Workers’ compensation insurance: This can help with employees’ medical expenses and lost wages if they are injured or ill due to a workplace accident.
- Commercial auto insurance: This can cover business vehicles in case of accidents, fire, natural disasters, theft or vandalism.
- Builders risk insurance: This can cover structures under construction against damage from covered risks.
- Tools and equipment coverage: This can help repair or replace tools, machinery or equipment stolen or damaged on site or during transit.
Why Does Insurance Matter?
A client contract may be revoked, a license may be suspended and a lawsuit can drain business accounts. Licensing boards, general contractors and property owners may require proof of insurance before work begins. Beyond compliance, insurance can financially protect your livelihood and your ability to keep working through an unexpected setback.
How Can Builtwell Insurance Agency Inc. Help?
We work with different with multiple carriers to find coverage matched to your trade, crew size and project types. We will review your current coverage, identify gaps and recommend a package that reflects the work you do.
Contact Builtwell Insurance Agency Inc. today to request a quote.